Everyone will likely be involved in a car accident at some point in their lives. While we would all like to think we’d handle the situation calmly, professionally, and do everything “by the book”, all those actions can go out the window when glass is shattered, metal is dented, and the stress builds. Ensuring you handle yourself properly in such a situation can be a critical factor for what happens after the dust has settled. Here are a few tips on what not to do in the event of a car accident.
DO NOT admit fault
No matter how you think the accident happened, do not admit fault at the scene; this is for your protection. There can be a myriad of variables that affect an auto accident and some that even you aren’t aware of. Simply put, call the police, your insurance company, and do not admit fault.
DO NOT allow others to leave
It’s important that others involved in an accident do not leave the scene without giving you their insurance and personal info. In some cases, if another party knows they are at fault, they might try to leave for fear of repercussions. Insist that they provide their info as soon as possible, and if they try to leave, get pictures of their vehicle, their face, and their license plate to provide to police.
DO NOT move your vehicle
While it is likely that you will want to move your vehicle out of the roadway following an accident, doing so can make it very hard to determine what exactly transpired to a police officer or an insurance adjustor who may arrive on scene. Only move your vehicle at the direction of an officer of the law.
DO NOT refuse medical attention
In the stress and insanity that can follow an auto accident, it’s possible that you don’t feel like you’re injured. However, the adrenaline in your bloodstream could be masking a serious injury. If an ambulance shows up, get checked out. In the event that legal proceedings follow, all of your information will be on record and will help expedite any medical payout from the insurance company if you are indeed injured.
DO NOT sign a release or accept a settlement
In the case of many auto accidents, the other person’s insurance company may offer you a settlement or even try to have you sign a form that says you will not sue. Don’t give in to that pressure; you should instead consult with your own insurance company and your lawyer. You could be owed compensation or reimbursement for medical bills depending on what transpired during the accident.
While it’s never a pleasant scenario, knowing what not to do in the event of an auto accident can help lessen the negative impact should such an unfortunate scenario occur. Remember the tips above, use your head, and do your best to drive defensively and stay safe!
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