How to Make Sure Your Auto Insurance Policy Isn’t Voided
Routine traffic checks on highways are frequent, although very unpredictable. During these incidents, you may be asked to provide insurance information. It’s vital that you have insurance documentation for your vehicle that is accurate and up-to-date. Here’s how to make sure your auto insurance policy isn’t voided.
1. Give accurate information
Auto insurance can be cancelled by the insurer in certain cases, and giving false statements is number one on the list. If the insurer realizes that any piece of data you provided at the beginning of the deal is a lie, your contract could be terminated. In the case of an accident and you give falsified information, and they confirm that you lied, they cancel the policy. It is your duty as a motor vehicle owner to be truthful in all documentation to avoid cancellation of your insurance policy.
2. Report all car modifications
Many people like to modify their rides by changing the wheels, vamping up the engine, changing the color, or adding an extra turbo exhaust. While you’re allowed to update your vehicle, you need to make sure it’s permitted by the company that insures your vehicle. If you fail to notify the company of these changes, you could have your policy cancelled for a breach of contract.
3. Do not drive intoxicated
This rule applies to all circumstances when it comes to driving and cannot be emphasized enough. Most people only think of alcohol, but some medications are also inhibiting while operating a motor vehicle. If you get pulled over or get in an accident as a result of intoxicated driving, you could easily have your auto insurance policy voided and the company likely won’t pay for the claim if you are at fault.
4. Do not carry out illegal activities with the vehicle
This goes without saying, but again, it’s an important factor to consider. If you are using your vehicle to carry out illegal enterprises, your insurance will most definitely be revoked. Insurance companies follow the law and if any of their clients are found carrying out unlawful activities, they will surely void their policy.
5. Pay your premiums on time
Last but not least, a car owner who doesn’t honor the payment of the premiums obviously faces cancellation. Failing to pay means the contract is breached hence the dissolution of the insurance.
It’s easy to keep your auto insurance policy valid as long as you follow the law, remain truthful at all times, and pay your premiums on time. Follow these steps and you’ll be good to go.
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