Smart Tips to Successfully Claim Car or Bike Insurance
With the growing number of vehicles on the roads of India, the traffic conditions are deteriorating and accidents are becoming more common. There’s no doubt that these accidents can cause damage to your vehicle and the costs to repair the damage or replace parts can create a big hole in your pocket. This is why it’s important to have an effective form of vehicle insurance that covers both cars and bikes so you can get what is required by law, as stated under the Motor Vehicle Act of 1988. Thankfully, finding great car insurance plans online is easy to do.
How to report an accident
The increase in accidents means the number of claims that are filed is also on the rise. The claim process can be just as straightforward and as simple as buying a new insurance plan — you just need to follow these steps:
- Inform insurance company about the damage as soon as possible
- Take your car or bike to the nearest garage or get it towed
- Provide all relevant documents to the garage for when they speak to your insurer
What you’ll need
You’ll want to be sure you have all of the appropriate information available when you are speaking to the insurance company to make things easier for both parties. Some of the things you should have on hand when contacting your insurer include:
- Policy, engine, and chassis numbers
- Km reading of the car or bike
- Accident details like location and date/time of the accident
Be sure to fill out any claim forms carefully with accurate details. Never lie to the insurance company or the police about an incident; stick to the facts and be clear. If possible, take pictures or video of the scene after the accident (or during, if you have a dashboard camera) and provide that information to the insurance company or police. Finally, follow up with your insurance company on a regular basis to get updates on the claim process. If you need to update your car or two-wheeler insurance plan, check out helpful sites like PolicyX, which will provide you with comparisons of the best coverage.
This is a collaborative article.