California Issues Gender Equality for Car Insurance Law
The subject of gender equality may turn your attention to the workplace for equal pay. While our country has not yet achieved this result, California has made a change that is another step forward for the cause. Think of it as gender equality for car insurance.
Do This: When you get into a car accident
Gender Non-Discriminating Car Insurance
As of January 1, 2019, a person’s gender can no longer affect the price of his or her car insurance rates in The Golden State.
This new stipulation is an effect from the Gender Non-Discrimination in Automobile Insurance Rating Regulation, which was proposed in October of last year.
California’s Insurance Commissioner Dave Jones said that this new law ultimately put more power back in the hands of the consumer.
“My priority as Insurance Commissioner is to protect all California consumers, and these regulations ensure that auto insurance rates are based on factors within a driver’s control, rather than personal characteristics over which drivers have no control,” Jones said.
Fighting Gender Discrimination
Before 2017, men paid slightly more than women for auto insurance premiums. Today, car insurance companies toot a different horn.
With this change, it makes sense. California has already joined other states in ruling out other non-driving factors like credit, education level, or owning or renting a home.
This action adds to previous actions that California has made to fight gender discrimination. In 2012, healthcare no longer used gender identity as reason for giving or denying coverage for medical services.
While we may be miles off of achieving gender equality in the United States, California is leading the charge.
John Baden is known for his creativity, humor, and charm. Since writing books during his childhood, he has written for newspapers, radio and TV stations, and online publications. In his free time, he enjoys playing the piano, watching Chicago Cubs baseball, and experiencing the outdoors. For John, a perfect day is summed up in a morning cup of coffee, an afternoon run in the sun, and an evening spent in an exciting chapter of a good book. See more articles by John.