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General Motors Announces OnStar Insurance

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Shop for OnStar Insurance from any location
Shop for OnStar Insurance from any location
Photo: General Motors

General Motors has made several updates to the OnStar brand recently, from debuting a new smartphone app to adding solutions for fleet management. Now, the automaker is introducing OnStar Insurance to provide a simplified digital insurance experience.


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Unbiased shopping

OnStar Insurance Services, a new GM agency, will be the sole provider of the new insurance. This agency and its insurance carrier partners aim to make insurance shopping a fair process by placing emphasis on good driving habits and vehicle usage instead of on factors that you can’t control.

Digital access

You will be able to shop for OnStar Insurance entirely online. While doing so, if you have any questions or need any help, you will be able to speak with one of the agents who will be waiting to assist you.

OnStar Insurance will be available.
Press the in-vehicle OnStar button to contact an advisor
Photo: General Motors

Driving recommendations

OnStar Insurance Services will also combine driving behavior analyses with other advanced technologies to give recommendations on how to improve your driving. If you manage to correct bad habits and develop safer ones, you may be eligible for discounts.

Collision assistance

If you have both the OnStar Insurance and the OnStar Safety & Security plan, you will also receive additional assistance in emergency situations. In the event of a car accident, Automatic Crash Response will detect the collision and inform an OnStar Emergency-certified Advisor. This advisor will then notify first responders about your situation.


Extra Protection on the Road: An overview of OnStar Safety & Security coverage


OnStar Insurance Services will be developing the aforementioned features during the next few years. The agency will first offer the insurance to GM employees in Arizona during the fourth quarter of 2020. At the beginning of 2021, the agency will offer it to the general public.